In lieu of Equifax's breach, questions are spinning around whether victims should freeze their credit or sign up for the free credit monitoring Equifax is now offering. Here's our advice to keep you and your credit out of danger:
In Part 1 of "WHEN YOUR FINANCIAL WORLD IS TURNED UPSIDE DOWN," we discussed how Bankruptcy protects you from the nasty world of collections and the questionable world of debt consolidation, or so-called debt counseling.
What do I do? Do I have options? Isn't bankruptcy going to ruin my credit for seven years? Shouldn't I call a Debt Consolidation company first?