The beginning of the year is the perfect time to think about estate planning. Let Quatrinini Rafferty get your estate plan off the ground, one step at a time. Step one: Get organized. Gather up your bank and investment account statements, savings bonds, annuity and retirement account statement, deeds to real estate, etc. Make a…

When we sit down to discuss who will benefit from what we have accumulated during our lifetime, we start with creating an accurate summary of our assets and our debts. We talk about houses, vehicles, bank accounts, pension and retire- ment accounts, life insurance, investments and other things of value that belong to us. We…