My name is Jeffrey Monzo. I’m one of the  personal injury attorneys at Quatrini Law Group, and this is your Legal Tip Tuesday. I want to  talk to you today about your auto insurance coverage. We are happy to review the declaration  page of your auto insurance policy at any time, give us a call. But there’s two important items on  your auto insurance coverage that I want to talk to you about. First is your tort, what’s called  your tort election. That is choosing between full tort and limited tort. It’s a very important  distinction, and we recommend that you choose full tort. And the reason for that is even though  limited tort may be a little less expensive, full tort will cover you for your pain and  suffering as opposed to limited tort, which will only compensate you for your economic losses. So,  if you’re considered not to be seriously injured in an auto accident, you can’t be compensated  for your injuries under limited tort. So, we strongly recommend that you choose full tort  in your auto tort election. The other issue to look at in your auto insurance coverage is your  underinsured and uninsured motorist coverage. You always want to make sure you have at least as much  of that coverage as you do liability coverage. We see people that pay more to protect people  involved in accidents on the other side of the case than themselves. So, if somebody would be in  an accident with you and not have enough coverage, you’re underinsured or uninsured motorist  coverage kicks in. So, you want to make sure that you have at least as much coverage for  your underinsured uninsured motorist coverage as you do your liability coverage. And if you  have more than one vehicle on your policy, you want to do what’s called stacking. You  want to stack that coverage. That’s a very economical way to get more coverage for  you, and this is your legal tip Tuesday.