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Collected Policy Limits on an Underinsured Motorist Claim While Successfully Challenging the Family Car Exclusion

A client suffered serious injuries as a result of being T-boned at an intersection, including herniated discs in the neck and back along with permanent nerve damage.

Case Details

Case at a Glance

Practice Area Personal Injury
Date August 14, 2026
Attorney(s) Involved

Joyce Novotny-Prettiman

01
The Challenge

The Legal Challenge

Auto insurance companies try to limit the the amount of uninsured motorists (UM) and underinsured motorists (UIM) coverage they had to provide to people in the same household.

02
Our Approach

How We Helped

Attorney Joyce Novotny-Prettiman collected the policy limits on an underinsured motorist claim. The coverage was collected from a car that was not insured on the same policy as the car she was driving when injured and was possible because the family car exclusion was struck down in Joyce’s case of Gallagher v. GEICO.

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