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Long-Term Disability

Denied LTD Claim Forced Into Settlement After Federal Lawsuit

A woman over 60 with serious spinal and chronic pain conditions—including spinal stenosis, disc disease, and migraines—was forced to stop working.

Case Details

Case at a Glance

Practice Area Long-Term Disability
Date August 14, 2026
Attorney(s) Involved

Brian Bronson

01
The Challenge

The Legal Challenge

Despite clear medical issues, her long-term disability claim was denied multiple times, even after exhausting all appeals. The insurer relied on paper reviews and downplayed her limitations, claiming she could still work. At that point, the only path forward was federal court litigation under ERISA.

02
Our Approach

How We Helped

We built a case the insurance company couldn’t ignore:

—Functional Capacity Evaluation (FCE): Proved she was limited to less than full-time sedentary work with strict limitations
—Physician narratives: Connected medical findings to real-world inability to work
—Client deposition (key strategy): Locked in credible, detailed testimony—something most firms don’t do
—Federal lawsuit: Forced accountability for failure to properly evaluate the claim

Case Result

The Result

The case was resolved through mediation, resulting in a favorable financial settlement.

Your Case Deserves a Closer Look

Past results cannot predict the outcome of a new case, but experienced legal guidance can help you understand your options. Contact Quatrini Law Group to discuss your situation with our team.

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Prior results do not guarantee a similar outcome. Every case is different and must be evaluated based on its specific facts and applicable law.