Auto Accidents

Car accidents can result in a variety of consequences. Injuries require medical care from a doctor. Damage to the car mandates service from a mechanic at a repair shop. Yet, for many crash victims involved in minor to catastrophic collisions, dealing with the insurance company can bring the most stress of all. Auto insurance claims are…

In a time of fear over a global pandemic, those forced to quarantine in their residences to avoid catching a deadly virus can find few positives. The news continues to grim. An “end in sight” remains, at best, vague. Coronavirus, aka COVID-19, has created an era that can only be described as unprecedented. Changing times…

This is the last installment of The Evolution of You and Your Auto Insurance, a special segment where we provide suggestions on the ideal auto insurance coverage for every decade of life. If you’re just tuning in now, be sure to check out the full series below: Introduction Teens – Early 20s 20s – 30s 40s,…

Introduction Part 1: Teens- early 20s Part 2: 20s – 30s 40s – 50s At this point, you may have kids who are starting to drive. This can certainly increase your insurance rates. Having said that, if you are financially able to afford to keep the FULL TORT1 + UNINSURED/UNDERINSURED2 + STACKED COVERAGE3 we highly recommend it. If you have to…

Introduction Part 1: Teens – early 20s As you get a little older, you may get married and have kids. Suddenly you have people, other than yourself, to worry about. And, hopefully, you are able to afford a more comprehensive auto insurance policy. When you get married, if you and your spouse each own a…

Introduction If you’re like most people I know (myself included), when you turned 16 years old you could not wait to get your driver’s license! The idea of being able to go wherever you wanted, whenever you wanted was exciting. You were concerned about seeing your friends and having some freedom. I can almost guarantee…

We are always changing and evolving. As we change, our needs also change. Sometimes our changing needs are very obvious. For instance, if you used to live in a one bedroom apartment in your twenties – but then you get married, have a couple of kids and get a dog – you may need a…

Uninsured/Underinsured motorist coverage is the most valuable part of your auto insurance policy. Without this coverage you are in danger of becoming a victim of a “coverage tragedy.” This coverage provides protection to you and your family from drivers who have little or no liability insurance. Get as much uninsured/underinsured motorist coverage as you can afford! If…

If you are like most people, you purchased auto insurance years ago, you pay your premiums when the bill is due, and you assume you have the coverage you need. You have never revisited it. Why is that? Well, nobody (except us – lucky you!) enjoys talking about auto insurance because: (1) most people find…