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In the state of Pennsylvania, Short-Term and Long-Term Disability insurance coverage are not mandatory insurance coverages, such as Workers’ Compensation. Therefore, it is dependent on your employer to carry such coverage, or for you to purchase an individual policy on your own from an insurance carrier. Usually, you can find out whether your employer offers…
For the Win Friday Working alongside Attorney Adam Quatrini, Attorney Brian Bronson and his team secured monthly Long-Term Disability payments for a client who became unable to work due to Long COVID. By filing a timely, well-supported appeal, including medical evidence and an independent evaluation, Attorney Bronson achieved a fast and cost-effective outcome during the…
Why Job Descriptions, Specialty Language, and ICD Codes Matter Filing a disability claim as a physician is not the same as filing one in any other profession. Medicine is divided into dozens of specialties, each with unique demands. Yet insurers often reduce “orthopedic surgeon,” “interventional pain specialist,” or “cardiac electrophysiologist” to a generic label of…
For physicians, the ability to earn a living is inseparable from the ability to practice medicine. Years of education, training, and dedication have culminated in a career that not only provides purpose, but also financial stability. Yet few of us stop to consider what would happen if an injury or illness suddenly took that ability…
