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By Brian Patrick Bronson, Esq. Why Job Descriptions, Specialty Language, and ICD Codes Matter Filing a disability claim as a physician is not the same as filing one in any other profession. Medicine is divided into dozens of specialties, each with unique demands. Yet insurers often reduce “orthopedic surgeon,” “interventional pain specialist,” or “cardiac electrophysiologist”…
By Brian Patrick Bronson, Esquire For physicians, the ability to earn a living is inseparable from the ability to practice medicine. Years of education, training, and dedication have culminated in a career that not only provides purpose, but also financial stability. Yet few of us stop to consider what would happen if an injury or…
At first glance, Long-Term Disability Claims/Denials seem to be a simple issue of contract law. Usually, for the first 24 months, the definition of disability is whether or not you can perform your own job. So, if you can’t work, all you have to do is provide a form signed by your doctor that you…
Prudential Insurance Company recently overturned a long term disability denial for our client under an own occupation period of disability. Our client worked for a large hospital system as a vascular lab technologist. The client was suffering from relapsing, remitting Multiple Sclerosis with optical neuritis and migraines. Prudential originally denied benefits based upon their opinion…
One of the issues that can keep attorneys up at night are client’s statutes of limitations. Behind the scenes, careful due diligence on everyone of our client’s cases is performed in order that the statute of limitations is properly documented and preserved so that our clients have a right to proceed on their actions. A…
